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Since 1975, Mr. Sutherland has worked in the investment and financial advisory industry. He formed FIM Group in 1984 based upon his principals of money management. In 2004, with over 30 years experience in the investment business, Paul began laying the foundation for the Utopia Funds. Responding to what he saw as a tremendous industry opportunity to meet advisor and investor needs, he launched Utopia Funds in December of 2005. Over the past 22 years, Paul has been a contributing editor and writer for magazines such as Business Ethics, National Psychologist, and Physicians Management and interviewed by Barron's The Wall Street Journal and Money Magazine.

Ms. Stepan joined FIM Group in September of 2003 bringing over fifteen years experience as an investment professional with particular skills in the areas of fixed income and convertible securities, equities and warrants. Suzanne holds a Bachelor of Science degree in Finance from Northern Illinois University and an MBA from Lawrence Technological University. She was formerly employed as a Vice President by Noddings Investments, a division of Conning Asset Management Company.

Mr. Liggett joined FIM Group in November 2003. He spent seven years living and working in Japan, most recently as an equity analyst with West LB Securities Pacific, Japan. Zach earned his B.A. from Eckerd College and Master of International Business from the University of South Carolina's Moore School of Business.